:root {
  --blue-900: #0f3a5f;
  --blue-700: #1a5486;
  --blue-600: #2b6ca3;
  --blue-100: #eaf1f7;
  --ink: #16232f;
  --ink-soft: #5b6b78;
  --bg-soft: #f4f7fa;
  --line: #e3e9ee;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: #fff;
  font-family: Inter, system-ui, sans-serif;
  -webkit-font-smoothing: antialiased;
}
a { color: inherit; }
.wrap { max-width: 1120px; margin: 0 auto; padding: 0 24px; }
.site-nav {
  position: sticky;
  top: 0;
  z-index: 10;
  background: rgba(255,255,255,.94);
  border-bottom: 1px solid var(--line);
  backdrop-filter: blur(8px);
}
.nav-inner {
  min-height: 72px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}
.brand {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  color: var(--ink);
  font-family: "Playfair Display", Georgia, serif;
  font-size: 19px;
  font-weight: 600;
  text-decoration: none;
}
.brand-mark {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: var(--blue-100);
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 22px;
  color: var(--ink-soft);
  font-size: 13px;
  font-weight: 600;
  letter-spacing: .05em;
  text-transform: uppercase;
}
.nav-links a { text-decoration: none; }
.nav-links a:hover { color: var(--blue-700); }
.quote-link, .button-link {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 999px;
  background: var(--blue-700);
  color: #fff !important;
  padding: 12px 22px;
  text-decoration: none;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: .03em;
}
.hero {
  background: linear-gradient(180deg, #eaf3fb 0%, #f7fafd 62%, #fff 100%);
  padding: 92px 0 72px;
}
.eyebrow {
  margin: 0 0 18px;
  color: var(--blue-600);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: .15em;
  text-transform: uppercase;
}
h1, h2 {
  font-family: "Playfair Display", Georgia, serif;
  font-weight: 500;
  line-height: 1.08;
}
h1 {
  max-width: 820px;
  margin: 0 0 22px;
  font-size: clamp(42px, 7vw, 76px);
}
h1 em, h2 em { color: var(--blue-600); font-weight: 400; }
.hero-intro {
  max-width: 700px;
  margin: 0;
  color: var(--ink-soft);
  font-size: 19px;
  line-height: 1.65;
}
.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 30px;
}
.button-link.secondary {
  border: 1px solid var(--line);
  background: #fff;
  color: var(--blue-700) !important;
}
.section { padding: 78px 0; }
.section.soft { background: var(--bg-soft); }
.section h2 { max-width: 760px; margin: 0 0 24px; font-size: clamp(32px, 5vw, 52px); }
.section-lead { max-width: 760px; color: var(--ink-soft); font-size: 18px; line-height: 1.7; }
.grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
  margin-top: 34px;
}
.card {
  padding: 28px;
  border: 1px solid var(--line);
  border-radius: 4px;
  background: #fff;
}
.card h3 { margin: 0 0 12px; font-size: 21px; }
.card p, .copy p, .faq dd {
  color: var(--ink-soft);
  line-height: 1.72;
}
.copy { max-width: 820px; }
.copy h2 { margin-top: 48px; }
.faq { max-width: 820px; margin-top: 28px; }
.faq div { border-top: 1px solid var(--line); padding: 20px 0; }
.faq div:last-child { border-bottom: 1px solid var(--line); }
.faq dt { font-size: 18px; font-weight: 700; }
.faq dd { margin: 10px 0 0; }
.cta {
  background: var(--blue-900);
  color: #fff;
  padding: 70px 0;
}
.cta h2 { max-width: 680px; margin: 0 0 18px; font-size: clamp(32px, 5vw, 54px); }
.cta p { max-width: 620px; color: #d8e7f3; line-height: 1.7; }
.cta .button-link { margin-top: 12px; background: #fff; color: var(--blue-700) !important; }
.site-footer {
  background: #102b43;
  color: #c8d8e5;
  padding: 32px 0;
  font-size: 14px;
  line-height: 1.7;
}
.footer-row { display: flex; justify-content: space-between; gap: 24px; flex-wrap: wrap; }
.footer-row a { color: #fff; }
@media (max-width: 720px) {
  .nav-inner { min-height: 64px; }
  .nav-links a:not(.quote-link) { display: none; }
  .hero { padding: 64px 0 52px; }
  .hero-intro { font-size: 17px; }
  .grid { grid-template-columns: 1fr; }
  .section { padding: 58px 0; }
}